Privacy Policy
Last updated: October 20, 2026
This Privacy Policy describes how FiguredMoney (figuredmoney.com, “we,” “us,” or “the Site”), operated by David Pagola, handles information when you visit and use this website. By using the Site, you agree to the practices described here.
The calculators collect nothing
Every calculator on this Site runs entirely in your own web browser, on your own device. The numbers you type into a calculator are processed locally by the page itself. They are not collected, saved, stored, transmitted to a server, or shared with anyone — by us or by any third party. There are no user accounts, no sign-up, and no database behind these tools. When you close or leave the page, nothing you entered remains anywhere.
Information you send us directly
The only way we receive personal information is if you choose to email us at [email protected]. In that case we receive your email address and the contents of your message. We use that information only to read and respond to your message. We do not sell it, rent it, or add it to a marketing list.
Cookies and Google AdSense advertising
This Site displays advertising served by Google AdSense, a third-party advertising service provided by Google. In connection with serving those ads:
- Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this website or other websites on the internet.
- Google's use of advertising cookies enables Google and its partners to serve ads to users based on their visit to this Site and/or other sites on the internet.
- Google uses the DART cookie to serve ads to visitors based on their visit to this Site and other sites on the internet.
- Other third-party vendors and ad networks may also use cookies, web beacons, and similar technologies to collect or receive information from this Site and elsewhere on the internet and use that information to provide measurement services and target ads.
The cookies described above are set and controlled by Google and other advertising partners, not by us, and the information they collect is governed by those companies' own privacy policies. We do not receive the contents of those cookies or any personally identifying information from them.
How to opt out of personalized advertising
- Google Ads Settings: You may opt out of personalized advertising, including Google's use of the DART cookie, by visiting Google Ads Settings (adssettings.google.com).
- Industry opt-out: You can opt out of personalized advertising from many participating third-party vendors at aboutads.info (optout.aboutads.info).
- Your browser: Most browsers let you block or delete cookies through their settings. Blocking cookies will not affect the calculators, which work without them.
You can learn more about how Google uses information from sites that use its services in Google's explanation of partner-site data use and the Google Privacy Policy. Google's advertising policies are described at policies.google.com/technologies/ads.
Links to other websites
This Site links to outside websites, including the advertising opt-out pages above. We are not responsible for the content or privacy practices of those sites, and we encourage you to read their privacy policies.
Children's privacy
This Site is a general-audience financial education tool. It is not directed to children under 13, and we do not knowingly collect personal information from children under 13.
Changes to this policy
We may update this Privacy Policy from time to time. When we do, we will change the “Last updated” date at the top of this page. Continued use of the Site after a change means you accept the updated policy.
Contact
Questions about this Privacy Policy can be sent to the site owner, David Pagola, at [email protected].